Remortgages
Your home is likely to be the largest financial investment you have ever made. Over the years it may be that you have paid off a significant amount of the original mortgage and/or the value of your property has increased. This could mean that you have a large amount of equity that could be released to pay your other debts if you were to re-mortgage.*
This is a popular solution because you can be debt free in a matter of months without damaging your credit rating too much. We would attempt to negotiate a final settlement with your creditors using the re-mortgage funds.
A re-mortgage might allow you to pay off your debts and perhaps have something left over to treat yourself or save for a rainy day.
* Think carefully before securing other debts against your home. Your home is at risk if you do not maintain repayments on a mortgage.